that's a pretty strange question, i've gotta say. why anyone would wanna know the balance of my checking or savings account, i don't know. but, assuming my bank account was the numbers on my debit card followed by the 3 digits on the back, then i'd say i'd have exactly zero dollars and zero cents in that account. because that's just not how bank accounts and credit cards work. they're not magic money machines that spit out cash, you still gotta earn it! so yeah, i'd probably have a big fat zero in that account.